Fixed-rate term deposits with guaranteed returns up to 3.5% APY. Choose your term, lock in your rate.
Lock in today's rates and protect against rate fluctuations
Higher rates for longer terms - lock in your returns today
| Term | Standard Rate | Premium Rate (€10,000+) |
Jumbo Rate (€50,000+) |
|---|---|---|---|
| 3 Months | 2.00% | 2.10% | 2.20% |
| 6 Months | 2.25% | 2.35% | 2.45% |
| 12 Months | 2.75% | 2.85% | 2.95% |
| 24 Months | 3.00% | 3.10% | 3.20% |
| 36 Months | 3.25% | 3.35% | 3.45% |
| 60 Months | 3.40% | 3.45% | 3.50% |
* Annual Percentage Yield (APY). Rates effective as of today and subject to change.
Security, flexibility, and competitive returns for your savings
Your rate is locked in for the entire term, regardless of market changes.
Choose from 3 months to 5 years to match your financial timeline.
Set it and forget it - automatically renew at maturity at the best available rate.
Choose monthly interest payments or compound for maximum growth.
Open, track, and manage your term deposits entirely online.
Build a ladder strategy to maximize returns while maintaining liquidity.
Calculate your guaranteed returns
Interest Rate
2.75% APY
Total Interest Earned
€275
Balance at Maturity
€10,275
Monthly Interest Payment
€23
Maximize returns while maintaining regular access to your funds by staggering multiple term deposits.
Split your funds across multiple terms (e.g., 1, 2, 3, 4, and 5 years)
Have a CD mature each year for liquidity or reinvestment
Benefit from higher long-term rates while maintaining flexibility
Average Rate: 3.15% APY
Annual Access: €10,000+ each year
Open your term deposit online in minutes and secure guaranteed returns
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